/* ===============================
   GLOBAL NAVBAR
================================ */
body{
    font-family: 'Poppins', sans-serif;
}

.navbar-area {
    background: #fff;
    box-shadow: 0 4px 20px rgba(0,0,0,0.08);
    /* padding: 10px 0; */
    z-index: 999;
}

.emi-navbar .navbar-brand img {
    height: 52px;
}

/* Menu links */
.emi-nav-links .nav-link {
    color: #000000 !important;
    font-weight: 500;
    margin: 0 7px;
    position: relative;
    transition: 0.3s;
    font-size: 12px;
}


.emi-nav-links .nav-link:hover {
    color: #41b655 !important;
}

/* underline hover */
.emi-nav-links .nav-link::after {
    content: "";
    position: absolute;
    width: 0%;
    height: 2px;
    bottom: -4px;
    left: 0;
    background: #41b655;
    transition: 0.3s;
}

.emi-nav-links .nav-link:hover::after {
    width: 100%;
}

/* CTA Button */
.apply-btn {
    background: linear-gradient(90deg,#41b655,#1b2e59);
    color: #fff;
    padding: 10px 22px;
    border-radius: 30px;
    font-weight: 600;
    text-decoration: none;
    transition: 0.3s;
    box-shadow: 0 4px 15px rgba(0,200,83,0.4);
}

.apply-btn:hover {
    transform: translateY(-2px);
    color: #fff;
    box-shadow: 0 6px 20px rgba(0,200,83,0.6);
}

/* Mobile Toggle */
.navbar-toggler {
    border: none;
}

.navbar-toggler-icon {
    filter: brightness(0) invert(1);
}

/* Sticky */
.sticky-top {
    position: sticky;
    top: 0;
}
/* ===============================
   FOOTER MAIN
================================ */
.site-footer {
    background: linear-gradient(180deg,#062b5b,#031633);
    color: #cbd5e1;
    padding: 60px 0 20px;
    font-size: 15px;
}

/* Logo */
.footer-logo {
    height: 53px;
    margin-bottom: 15px;
}

.footer-brand p {
    line-height: 1.7;
    color: #b8c2cc;
}

/* Titles */
.footer-title {
    color: #fff;
    font-size: 18px;
    margin-bottom: 18px;
    font-weight: 600;
}

/* Links */
.footer-links {
    list-style: none;
    padding: 0;
}

.footer-links li {
    margin-bottom: 8px;
}

.footer-links a {
    color: #cbd5e1;
    text-decoration: none;
    transition: 0.3s;
}

.footer-links a:hover {
    color: #41b655;
    padding-left: 5px;
}

/* Address */
.footer-address {
    margin-bottom: 10px;
}

.footer-address i {
    color: #41b655;
    margin-right: 8px;
}

/* Social */
.footer-social a {
    display: inline-block;
    width: 38px;
    height: 38px;
    background: rgba(255,255,255,0.05);
    border-radius: 50%;
    text-align: center;
    line-height: 38px;
    margin-right: 8px;
    color: #fff;
    transition: 0.3s;
}

.footer-social a:hover {
    background: #41b655;
    transform: translateY(-3px);
}

/* City Links */
.city-links {
    border-top: 1px solid rgba(255,255,255,0.08);
    padding-top: 20px;
}

.city-links a {
    color: #9fb3c8;
    margin: 5px 10px;
    display: inline-block;
    font-size: 14px;
    text-decoration: none;
}

.city-links a:hover {
    color: #41b655;
}

/* Bottom */
.footer-bottom {
    border-top: 1px solid rgba(255,255,255,0.08);
    margin-top: 20px;
    padding-top: 15px;
    color: #9fb3c8;
    font-size: 14px;
}
/* ==========================
   HERO SECTION
========================== */
.hero-section {
    background: linear-gradient(135deg, #062b5b, #1b2e59 50%, #41b655);
   
    color: #fff;
    position: relative;
    overflow: hidden;
}

/* Glow effect */
.hero-section::before {
    content: "";
    position: absolute;
    width: 500px;
    height: 500px;
    background: rgba(255,255,255,0.05);
    top: -150px;
    right: -150px;
    border-radius: 50%;
}

.hero-content h1 {
    font-size: 48px;
    font-weight: 700;
    line-height: 1.2;
}

.hero-content h1 span {
    color: #ffc107;
}

.hero-content p {
    margin: 20px 0;
    font-size: 17px;
    color: #e0e0e0;
}

/* Buttons */
.hero-buttons {
    margin-top: 25px;
}

.btn-apply {
    background: #41b655;
    padding: 12px 28px;
    border-radius: 30px;
    color: #fff;
    font-weight: 600;
    text-decoration: none;
    margin-right: 15px;
    transition: 0.3s;
    box-shadow: 0 4px 20px rgba(0,200,83,0.4);
}

.btn-apply:hover {
    background: #00b34a;
    transform: translateY(-3px);
}

.btn-outline {
    border: 2px solid #fff;
    padding: 10px 26px;
    border-radius: 30px;
    color: #fff;
    text-decoration: none;
    transition: 0.3s;
}

.btn-outline:hover {
    background: #fff;
    color: #062b5b;
}

/* Features */
.hero-features {
    margin-top: 30px;
    display: flex;
    gap: 20px;
    flex-wrap: wrap;
}

.hero-features div {
    font-size: 14px;
    background: rgba(255,255,255,0.08);
    padding: 6px 15px;
    border-radius: 20px;
}

.hero-features i {
    color: #41b655;
    margin-right: 5px;
}

/* Hero Image */
.hero-image img {
    max-width: 90%;
    /* animation: float 4s ease-in-out infinite; */
}

/* Floating animation */
@keyframes float {
    0% { transform: translateY(0px); }
    50% { transform: translateY(-15px); }
    100% { transform: translateY(0px); }
}

/* Responsive */
@media (max-width: 991px) {
    .hero-content h1 {
        font-size: 36px;
    }

    .hero-section {
        padding: 70px 0;
        text-align: center;
    }

    .hero-features {
        justify-content: center;
    }
}
/* =========================
   ABOUT SECTION
========================= */
.about-section {
    padding: 70px 0;
    background: #f8fbff;
}

.about-img img {
    border-radius: 15px;
}

.about-content h2 {
    font-size: 36px;
    font-weight: 700;
    margin-bottom: 20px;
    color: #062b5b;
}

.about-content h2 span {
    color: #41b655;
}

.about-content p {
    font-size: 16px;
    color: #555;
    margin-bottom: 15px;
}

/* Features */
.about-features {
    margin-top: 20px;
    margin-bottom: 25px;
}

.about-features div {
    margin-bottom: 10px;
    font-size: 15px;
    font-weight: 500;
}

.about-features i {
    color: #41b655;
    margin-right: 8px;
}

/* Button */
.about-btn {
    background: linear-gradient(90deg,#1b2e59,#41b655);
    padding: 12px 28px;
    border-radius: 30px;
    color: #fff;
    text-decoration: none;
    font-weight: 600;
    transition: 0.3s;
    display: inline-block;
}

.about-btn:hover {
    transform: translateY(-2px);
    box-shadow: 0 6px 20px rgba(0,0,0,0.15);
}

/* Mobile */
@media(max-width:991px){
    .about-content{
        margin-top:30px;
        text-align:center;
    }
}
/* =========================
   WHY CHOOSE US
========================= */
.why-section {
    padding: 70px 0;
    background: #ffffff;
}

.section-title h2 {
    font-size: 36px;
    font-weight: 700;
    color: #062b5b;
}

.section-title h2 span {
    color: #41b655;
}

.section-title p {
    color: #666;
    margin-top: 10px;
}

/* Card */
.why-card {
    background: #f7faff;
    padding: 30px 20px;
    border-radius: 15px;
    text-align: center;
    margin-bottom: 25px;
    transition: 0.3s;
    border: 1px solid #eef2f7;
}

.why-card:hover {
    transform: translateY(-8px);
    background: #ffffff;
    box-shadow: 0 10px 30px rgba(0,0,0,0.08);
}

/* Icon */
.why-card .icon {
    width: 65px;
    height: 65px;
    background: linear-gradient(135deg,#1b2e59,#41b655);
    color: #fff;
    font-size: 26px;
    border-radius: 50%;
    line-height: 65px;
    margin: auto;
    margin-bottom: 15px;
}

/* Text */
.why-card h5 {
    font-weight: 600;
    margin-bottom: 10px;
    color: #062b5b;
}

.why-card p {
    font-size: 14px;
    color: #555;
}

/* Mobile */
@media(max-width:991px){
    .section-title h2{
        font-size:28px;
    }
}
/* =========================
   LOAN STEPS SECTION
========================= */
.steps-section {
    padding: 70px 0;
    background: linear-gradient(180deg,#f8fbff,#ffffff);
}

.section-title h2 {
    font-size: 36px;
    font-weight: 700;
    color: #062b5b;
}

.section-title span {
    color: #41b655;
}

.section-title p {
    color: #666;
    margin-top: 10px;
}

/* Card */
.step-card {
    background: #ffffff;
    padding: 35px 20px;
    border-radius: 16px;
    text-align: center;
    position: relative;
    transition: 0.3s;
    border: 1px solid #eef2f7;
    margin-bottom: 25px;
}

.step-card:hover {
    transform: translateY(-10px);
    box-shadow: 0 15px 35px rgba(0,0,0,0.08);
}

/* Step number circle */
.step-number {
    position: absolute;
    top: -18px;
    left: 50%;
    transform: translateX(-50%);
    width: 40px;
    height: 40px;
    background: linear-gradient(135deg,#1b2e59,#41b655);
    color: #fff;
    font-weight: 700;
    border-radius: 50%;
    line-height: 40px;
    font-size: 16px;
}

/* Icon */
.step-icon {
    font-size: 35px;
    color: #41b655;
    margin-bottom: 15px;
    margin-top: 10px;
}

.step-card h5 {
    font-weight: 600;
    margin-bottom: 10px;
    color: #062b5b;
}

.step-card p {
    font-size: 14px;
    color: #666;
}

/* Responsive */
@media(max-width:991px){
    .section-title h2{
        font-size:28px;
    }
}
/* =========================
   FEATURES SECTION
========================= */
.feature-section {
    padding: 70px 0;
    background: #f8fbff;
}

.section-title h2 {
    font-size: 36px;
    font-weight: 700;
    color: #062b5b;
}

.section-title span {
    color: #41b655;
}

.section-title p {
    color: #666;
    margin-top: 10px;
}

/* Feature item */
.feature-item {
    display: flex;
    gap: 15px;
    background: #fff;
    padding: 20px;
    border-radius: 14px;
    margin-bottom: 20px;
    transition: 0.3s;
    border: 1px solid #eef2f7;
}

.feature-item:hover {
    transform: translateY(-5px);
    box-shadow: 0 10px 25px rgba(0,0,0,0.07);
}

/* Icon */
.feature-item .icon {
    width: 55px;
    height: 55px;
    background: linear-gradient(135deg,#1b2e59,#41b655);
    border-radius: 50%;
    text-align: center;
    line-height: 55px;
    color: #fff;
    font-size: 22px;
    flex-shrink: 0;
}

.feature-item h5 {
    font-weight: 600;
    color: #062b5b;
    margin-bottom: 5px;
}

.feature-item p {
    font-size: 14px;
    color: #666;
    margin: 0;
}

/* Mobile */
@media(max-width:991px){
    .section-title h2{
        font-size:28px;
    }
}
/* =========================
   BREADCRUMB
========================= */
.breadcrumb-section {
    background: linear-gradient(135deg,#062b5b,#1b2e59,#41b655);
    padding: 60px 0;
    color: #fff;
}

.breadcrumb-content h1 {
    font-size: 40px;
    font-weight: 700;
    margin-bottom: 10px;
}

.breadcrumb {
    background: transparent;
    margin: 0;
}

.breadcrumb-item a {
    color: #ffc107;
    text-decoration: none;
    font-weight: 500;
}

.breadcrumb-item.active {
    color: #ffffff;
}

/* separator color */
.breadcrumb-item + .breadcrumb-item::before {
    color: rgba(255,255,255,0.6);
}

/* Mobile */
@media(max-width:768px){
    .breadcrumb-content h1{
        font-size:28px;
    }
}
.about-section{
    background:#f8fbff;
}

.about-content h2{
    font-size:36px;
    font-weight:700;
    color:#062b5b;
}

.about-content h2 span{
    color:#41b655;
}

.about-content p{
    color:#555;
    font-size:16px;
    line-height:1.7;
}

.about-list{
    list-style:none;
    padding:0;
}

.about-list li{
    margin-bottom:10px;
    font-weight:500;
    color:#333;
}

.about-list i{
    color:#41b655;
    margin-right:8px;
}

.about-btn{
    background:linear-gradient(90deg,#1b2e59,#41b655);
    color:#fff;
    padding:12px 28px;
    border-radius:30px;
    text-decoration:none;
    font-weight:600;
    display:inline-block;
    transition:.3s;
}

.about-btn:hover{
    transform:translateY(-2px);
    color:#fff;
    box-shadow:0 6px 20px rgba(0,0,0,0.15);
}
/* =========================
   VISION MISSION
========================= */
.vm-section{
    padding:70px 0;
    background:#ffffff;
}

.section-title h2{
    font-size:36px;
    font-weight:700;
    color:#062b5b;
}

.section-title span{
    color:#41b655;
}

.section-title p{
    color:#666;
    margin-top:10px;
}

/* Card */
.vm-card{
    background:#f8fbff;
    padding:40px 30px;
    border-radius:16px;
    text-align:center;
    transition:.3s;
    border:1px solid #eef2f7;
    height:100%;
}

.vm-card:hover{
    transform:translateY(-8px);
    box-shadow:0 15px 35px rgba(0,0,0,0.08);
}

/* Icon */
.vm-icon{
    width:70px;
    height:70px;
    margin:auto;
    background:linear-gradient(135deg,#1b2e59,#41b655);
    border-radius:50%;
    line-height:70px;
    font-size:28px;
    color:#fff;
    margin-bottom:20px;
}

.vm-card h4{
    font-weight:600;
    margin-bottom:15px;
    color:#062b5b;
}

.vm-card p{
    font-size:15px;
    color:#555;
    line-height:1.7;
}

/* Mobile */
@media(max-width:991px){
    .section-title h2{
        font-size:28px;
    }
    .vm-card{
        margin-bottom:25px;
    }
}
/* =========================
   HOW IT WORKS SECTION
========================= */
.how-section {
    padding: 70px 0;
    background: linear-gradient(180deg,#f8fbff,#ffffff);
}

.section-title h2 {
    font-size: 36px;
    font-weight: 700;
    color: #062b5b;
}

.section-title span {
    color: #41b655;
}

.section-title p {
    color: #666;
    margin-top: 10px;
}

/* Card */
.how-card {
    background: #ffffff;
    padding: 35px 25px;
    border-radius: 16px;
    text-align: center;
    transition: 0.3s;
    border: 1px solid #eef2f7;
    margin-bottom: 25px;
    height: 100%;
}

.how-card:hover {
    transform: translateY(-10px);
    box-shadow: 0 15px 35px rgba(0,0,0,0.08);
}

/* Icon */
.how-icon {
    width: 70px;
    height: 70px;
    margin: auto;
    background: linear-gradient(135deg,#1b2e59,#41b655);
    border-radius: 50%;
    line-height: 70px;
    font-size: 26px;
    color: #fff;
    margin-bottom: 20px;
}

.how-card h5 {
    font-weight: 600;
    margin-bottom: 10px;
    color: #062b5b;
}

.how-card p {
    font-size: 14px;
    color: #555;
}

/* Button */
.how-btn {
    background: linear-gradient(90deg,#1b2e59,#41b655);
    color: #fff;
    padding: 12px 30px;
    border-radius: 30px;
    text-decoration: none;
    font-weight: 600;
    transition: 0.3s;
    display: inline-block;
}

.how-btn:hover {
    transform: translateY(-2px);
    color: #fff;
    box-shadow: 0 6px 20px rgba(0,0,0,0.15);
}

/* Responsive */
@media(max-width:991px){
    .section-title h2{
        font-size:28px;
    }
}
/* ===============================
   UNIQUE WHY SECTION
================================= */
.why-unique-section{
    padding:70px 0;
    background:linear-gradient(135deg,#062b5b,#1b2e59,#41b655);
    color:#fff;
    position:relative;
    overflow:hidden;
}

/* Left Content */
.why-left h2{
    font-size:40px;
    font-weight:700;
    margin-bottom:20px;
}

.why-left span{
    color:#ffc107;
}

.why-left p{
    font-size:16px;
    margin-bottom:25px;
    color:#e6e6e6;
}

.why-list{
    list-style:none;
    padding:0;
    margin-bottom:25px;
}

.why-list li{
    margin-bottom:12px;
    font-weight:500;
}

.why-list i{
    color:#ffc107;
    margin-right:8px;
}

/* Button */
.why-main-btn{
    background:#ffc107;
    color:#062b5b;
    padding:12px 30px;
    border-radius:30px;
    text-decoration:none;
    font-weight:600;
    transition:.3s;
}

.why-main-btn:hover{
    background:#fff;
    color:#062b5b;
}

/* Right Floating Grid */
.why-right{
    position:relative;
    display:grid;
    grid-template-columns:1fr 1fr;
    gap:20px;
}

/* Boxes */
.why-box{
    background:rgba(255,255,255,0.1);
    backdrop-filter:blur(8px);
    padding:25px;
    border-radius:18px;
    text-align:center;
    transition:.3s;
}

.why-box:hover{
    background:#ffffff;
    color:#062b5b;
    transform:translateY(-8px);
}

.why-box i{
    font-size:30px;
    margin-bottom:12px;
    color:#ffc107;
}

.why-box h6{
    font-weight:600;
    margin-bottom:5px;
}

/* Responsive */
@media(max-width:991px){
    .why-left{
        text-align:center;
        margin-bottom:40px;
    }
    .why-right{
        grid-template-columns:1fr;
    }
}
/* =========================
   BENEFITS SECTION
========================= */
.benefit-section{
    padding:70px 0;
    background:#f8fbff;
}

.section-title h2{
    font-size:36px;
    font-weight:700;
    color:#062b5b;
}

.section-title span{
    color:#41b655;
}

.section-title p{
    color:#666;
    margin-top:10px;
}

/* Benefit Item */
.benefit-item{
    display:flex;
    gap:18px;
    background:#fff;
    padding:25px;
    border-radius:16px;
    border:1px solid #eef2f7;
    transition:.3s;
    height:100%;
}

.benefit-item:hover{
    transform:translateY(-6px);
    box-shadow:0 12px 30px rgba(0,0,0,0.08);
}

/* Icon */
.benefit-icon{
    width:60px;
    height:60px;
    background:linear-gradient(135deg,#1b2e59,#41b655);
    border-radius:50%;
    text-align:center;
    line-height:60px;
    color:#fff;
    font-size:22px;
    flex-shrink:0;
}

.benefit-item h5{
    font-weight:600;
    color:#062b5b;
    margin-bottom:5px;
}

.benefit-item p{
    font-size:14px;
    color:#555;
    margin:0;
}

/* Mobile */
@media(max-width:991px){
    .section-title h2{
        font-size:28px;
    }
}
.services-modern{
    padding:70px 0;
    background:#f8fbff;
}

.service-modern{
    display:flex;
    align-items:flex-start;
    background:#ffffff;
    padding:35px;
    border-radius:18px;
    margin-bottom:25px;
    position:relative;
    border-left:6px solid #41b655;
    box-shadow:0 8px 20px rgba(0,0,0,0.05);
    transition:.3s;
}

.service-modern:hover{
    transform:translateY(-6px);
    box-shadow:0 15px 35px rgba(0,0,0,0.08);
}

.service-number{
    font-size:48px;
    font-weight:800;
    color:#e9f5ff;
    margin-right:25px;
    line-height:1;
}

.service-modern-content h4{
    font-weight:700;
    color:#062b5b;
    margin-bottom:10px;
}

.service-modern-content p{
    color:#555;
    font-size:15px;
    line-height:1.7;
    margin-bottom:15px;
}

.service-btn-modern{
    background:linear-gradient(90deg,#1b2e59,#41b655);
    color:#fff;
    padding:10px 25px;
    border-radius:25px;
    text-decoration:none;
    font-weight:600;
    transition:.3s;
}

.service-btn-modern:hover{
    color:#fff;
    transform:scale(1.05);
}

/* Mobile */
@media(max-width:768px){
    .service-modern{
        flex-direction:column;
    }
    .service-number{
        margin-bottom:15px;
    }
}
.rate-terms-section{
    padding:70px 0;
    background:#f8fbff;
}

/* Highlight Cards */
.rate-card{
    background:#fff;
    padding:25px;
    border-radius:18px;
    text-align:center;
    border-top:5px solid #41b655;
    box-shadow:0 8px 20px rgba(0,0,0,0.05);
    transition:.3s;
}

.rate-card:hover{
    transform:translateY(-6px);
    box-shadow:0 15px 35px rgba(0,0,0,0.08);
}

.rate-card h6{
    font-weight:600;
    color:#062b5b;
    margin-bottom:8px;
}

.rate-card p{
    font-weight:700;
    color:#41b655;
    margin:0;
}

/* Detail Box */
.rate-detail-box{
    background:#ffffff;
    padding:35px;
    border-radius:20px;
    box-shadow:0 8px 20px rgba(0,0,0,0.05);
}

.rate-detail-box h4{
    margin-bottom:15px;
    color:#062b5b;
}

.rate-detail-box ul{
    padding-left:18px;
}

.rate-detail-box li{
    margin-bottom:10px;
}

/* Info Box */
.rate-info-box{
    background:linear-gradient(135deg,#1b2e59,#41b655);
    color:#fff;
    padding:35px;
    border-radius:20px;
}

.rate-info-box h4{
    margin-top:10px;
}

/* Example Table */
.rate-example-box{
    background:#ffffff;
    padding:35px;
    border-radius:20px;
    box-shadow:0 8px 20px rgba(0,0,0,0.05);
}

.table-modern th{
    background:#062b5b;
    color:#fff;
    font-size:14px;
}

.table-modern td{
    font-size:14px;
}
.faq-section{
    padding:70px 0;
    background:#f8fbff;
}

.section-title h2{
    font-size:36px;
    font-weight:700;
    color:#062b5b;
}

.section-title span{
    color:#41b655;
}

.faq-accordion .accordion-item{
    border:none;
    margin-bottom:15px;
    border-radius:12px;
    overflow:hidden;
    box-shadow:0 5px 15px rgba(0,0,0,0.05);
}

.faq-accordion .accordion-button{
    background:#ffffff;
    font-weight:600;
    color:#062b5b;
}

.faq-accordion .accordion-button:not(.collapsed){
    background:linear-gradient(90deg,#1b2e59,#41b655);
    color:#fff;
}

.faq-accordion .accordion-body{
    background:#ffffff;
    font-size:14px;
    color:#555;
}
.contact-section{
    padding:70px 0;
    background:#f8fbff;
}

.section-title h2{
    font-size:36px;
    font-weight:700;
    color:#062b5b;
}

.section-title span{
    color:#41b655;
}

/* Info Box */
.contact-info-box{
    background:linear-gradient(135deg,#1b2e59,#41b655);
    padding:35px;
    border-radius:20px;
    color:#fff;
    height:100%;
}

.contact-item{
    display:flex;
    gap:15px;
    margin-bottom:25px;
}

.contact-item i{
    font-size:22px;
    background:#fff;
    color:#062b5b;
    width:45px;
    height:45px;
    text-align:center;
    line-height:45px;
    border-radius:50%;
}

.contact-item h6{
    margin:0;
    font-weight:600;
}

/* Form Box */
.contact-form-box{
    background:#fff;
    padding:35px;
    border-radius:20px;
    box-shadow:0 10px 25px rgba(0,0,0,0.05);
}

.form-control{
    height:48px;
    border-radius:10px;
}

textarea.form-control{
    height:auto;
}

.contact-btn{
    background:linear-gradient(90deg,#1b2e59,#41b655);
    color:#fff;
    padding:12px 35px;
    border:none;
    border-radius:30px;
    font-weight:600;
    transition:.3s;
}

.contact-btn:hover{
    transform:translateY(-2px);
}
.apply-section{
  padding:70px 0;
  background:linear-gradient(135deg,#062b5b,#1b2e59,#41b655);
}

.apply-header h2{
  color:#fff;
  font-weight:700;
}
.apply-header p{ color:#e6e6e6; }

.apply-wrapper{
  background:#ffffff;
  padding:40px;
  border-radius:20px;
  box-shadow:0 20px 60px rgba(0,0,0,0.15);
}

/* step bar */
.apply-steps{
  display:flex;
  justify-content:center;
  gap:20px;
  margin-bottom:30px;
}
.apply-steps .step{
  padding:8px 18px;
  border-radius:20px;
  background:#eef3ff;
  font-size:13px;
}
.apply-steps .active{
  background:#41b655;
  color:#fff;
}

/* floating inputs */
.form-floating>.form-control,
.form-floating>.form-select{
  height:55px;
  border-radius:12px;
}

/* consent */
.consent-box{
  background:#f7faff;
  padding:15px;
  border-radius:12px;
  font-size:14px;
}

/* button */
.apply-btn-main{
  background:linear-gradient(90deg,#1b2e59,#41b655);
  color:#fff;
  padding:14px 40px;
  border:none;
  border-radius:30px;
  font-weight:600;
  font-size:16px;
  transition:.3s;
}
.apply-btn-main:hover{
  transform:translateY(-2px);
  box-shadow:0 10px 25px rgba(0,0,0,0.2);
}
.eligibility-heading{
    max-width: 900px;
    margin: auto;
}

.eligibility-badge{
    display: inline-block;
    background: linear-gradient(45deg, #0047ff, #00c6ff);
    color: #fff;
    padding: 10px 18px;
    border-radius: 50px;
    font-size: 14px;
    font-weight: 600;
    box-shadow: 0 8px 20px rgba(0,71,255,0.25);
}

.eligibility-heading h2{
    font-size: 34px;
    font-weight: 800;
    color: #0d1b4c;
}

.eligibility-heading p{
    font-size: 16px;
    color: #555;
    max-width: 700px;
    margin: auto;
    line-height: 1.7;
}

/* Responsive */
@media(max-width:768px){
    .eligibility-heading h2{
        font-size: 26px;
    }
    .eligibility-badge{
        font-size: 13px;
        padding: 8px 14px;
    }
}
.loan-info-section{
  padding:70px 0;
  background:#f7f9fc;
}

.info-title{
  font-weight:700;
  color:#062b5b;
}
.info-sub{
  color:#666;
}

/* card */
.info-card{
  background:#fff;
  padding:35px;
  border-radius:18px;
  box-shadow:0 10px 35px rgba(0,0,0,0.07);
  height:100%;
  position:relative;
}

.info-card h3{
  font-weight:700;
  margin-bottom:25px;
  color:#062b5b;
}

/* rows */
.info-row{
  display:flex;
  justify-content:space-between;
  padding:14px 0;
  border-bottom:1px dashed #e5e7eb;
  font-size:15px;
}

.info-row:last-child{
  border-bottom:none;
}

.info-row span{
  color:#555;
}
.info-row b{
  color:#41b655;
  font-weight:600;
}

/* highlight card */
.info-card.highlight{
  border-top:4px solid #41b655;
}
.apply-benefits{
  padding:70px 0;
  background:#ffffff;
}

.apply-heading{
  font-weight:700;
  color:#062b5b;
}
.apply-sub{
  color:#666;
}

.benefit-box{
  background:#f8fbff;
  padding:25px;
  border-radius:14px;
  text-align:center;
  transition:.3s;
  height:100%;
}

.benefit-box:hover{
  transform:translateY(-5px);
  box-shadow:0 10px 25px rgba(0,0,0,0.08);
}

.benefit-box i{
  font-size:28px;
  color:#41b655;
  margin-bottom:10px;
}

.benefit-box h6{
  font-weight:600;
  margin-bottom:5px;
}
.privacy-section{
  background:#ffffff;
}

.privacy-box{
  background:#f8fbff;
  padding:40px;
  border-radius:12px;
  line-height:1.8;
}

.privacy-box h4{
  margin-top:25px;
  color:#062b5b;
  font-weight:600;
}

.privacy-box p{
  color:#555;
}
.policy-section{
  background:#ffffff;
}

.policy-box{
  background:#f8fbff;
  padding:40px;
  border-radius:12px;
  line-height:1.8;
}

.policy-box h4{
  margin-top:25px;
  color:#062b5b;
  font-weight:600;
}

.policy-box p{
  color:#555;
}
.disclaimer-section{
  padding:90px 0;
  background:#f7f9fc;
}

.disclaimer-title{
  font-weight:700;
  color:#062b5b;
}
.disclaimer-sub{
  color:#666;
}

.disclaimer-wrapper{
  background:#fff;
  padding:40px;
  border-radius:16px;
  box-shadow:0 15px 40px rgba(0,0,0,0.08);
}

/* highlight */
.disclaimer-highlight{
  display:flex;
  gap:15px;
  background:#fff3cd;
  border-left:5px solid #ffc107;
  padding:18px;
  border-radius:10px;
  align-items:center;
}

.disclaimer-highlight i{
  font-size:22px;
  color:#e67e22;
}

/* cards */
.disclaimer-card{
  background:#f8fbff;
  padding:25px;
  border-radius:12px;
  height:100%;
  transition:.3s;
}

.disclaimer-card:hover{
  transform:translateY(-5px);
  box-shadow:0 10px 25px rgba(0,0,0,0.08);
}

.disclaimer-card h5{
  color:#062b5b;
  font-weight:600;
  margin-bottom:10px;
}

.disclaimer-card p{
  font-size:14px;
  color:#555;
}

/* footer */
.disclaimer-footer{
  margin-top:30px;
  padding-top:20px;
  border-top:1px dashed #ddd;
  font-weight:500;
  text-align:center;
}
.terms-section{
  background:#ffffff;
}

.terms-box{
  background:#f8fbff;
  padding:40px;
  border-radius:12px;
  line-height:1.8;
}

.terms-box h4{
  margin-top:25px;
  color:#062b5b;
  font-weight:600;
}

.terms-box p{
  color:#555;
}
.apr-section{
  padding:70px 0;
  background:#f7f9fc;
}

.apr-title{
  font-weight:700;
  color:#062b5b;
}

.apr-sub{
  color:#666;
}

.apr-card{
  background:#ffffff;
  padding:40px;
  border-radius:18px;
  box-shadow:0 15px 40px rgba(0,0,0,0.08);
}

.apr-input{
  height:50px;
  border-radius:10px;
  border:1px solid #e5e7eb;
}

.apr-btn{
  width:100%;
  padding:12px;
  background:linear-gradient(90deg,#1b2e59,#41b655);
  border:none;
  color:#fff;
  font-weight:600;
  border-radius:30px;
  margin-top:10px;
  transition:.3s;
}

.apr-btn:hover{
  transform:translateY(-2px);
}

.apr-result{
  background:#f8fbff;
  padding:25px;
  border-radius:15px;
}

.result-box{
  padding:15px;
  border-bottom:1px dashed #ddd;
}

.result-box:last-child{
  border-bottom:none;
}

.result-box span{
  font-size:14px;
  color:#555;
}

.result-box h4{
  margin:5px 0 0;
  color:#062b5b;
}

.result-box.highlight{
  background:#e8fff1;
  border-radius:12px;
  margin-top:10px;
  padding:20px;
}

.result-box.highlight h3{
  color:#41b655;
  font-weight:700;
}
.repay-section{
  padding:70px 0;
  background:#f7f9fc;
}

.repay-title{
  font-weight:700;
  color:#062b5b;
}

.repay-card{
  background:#fff;
  padding:40px;
  border-radius:18px;
  box-shadow:0 15px 40px rgba(0,0,0,0.08);
}

.repay-input{
  height:48px;
  border-radius:10px;
}

.repay-check-btn{
  background:linear-gradient(90deg,#1b2e59,#41b655);
  border:none;
  color:#fff;
  padding:12px 30px;
  border-radius:30px;
  font-weight:600;
}

.repay-result{
  background:#f8fbff;
  padding:25px;
  border-radius:15px;
}

.repay-row{
  display:flex;
  justify-content:space-between;
  padding:12px 0;
  border-bottom:1px dashed #ddd;
}

.repay-row.highlight{
  background:#e8fff1;
  padding:15px;
  border-radius:10px;
  margin-top:10px;
}

.repay-pay-btn{
  background:#41b655;
  color:#fff;
  border:none;
  padding:12px 35px;
  border-radius:30px;
  font-weight:600;
}
.go-top{
    position:fixed;
    bottom:25px;
    right:25px;
    width:45px;
    height:45px;
    background:linear-gradient(90deg,#1b2e59,#41b655);
    color:#fff;
    text-align:center;
    line-height:45px;
    border-radius:50%;
    cursor:pointer;
    z-index:999;
    opacity:0;
    visibility:hidden;
    transition:.3s;
    box-shadow:0 8px 20px rgba(0,0,0,0.2);
}

.go-top i{
    font-size:20px;
}

/* show button */
.go-top.active{
    opacity:1;
    visibility:visible;
}

/* hover */
.go-top:hover{
    transform:translateY(-5px);
}
/* Full Screen Loader */
.loader{
    position:fixed;
    width:100%;
    height:100%;
    background:#ffffff;
    top:0;
    left:0;
    z-index:9999;
    display:flex;
    align-items:center;
    justify-content:center;
}

/* Spinner */
.spinner{
    width:60px;
    height:60px;
    position:relative;
}

/* Bounce Circles */
.double-bounce1,
.double-bounce2{
    width:100%;
    height:100%;
    border-radius:50%;
    background:linear-gradient(90deg,#1b2e59,#41b655);
    opacity:0.6;
    position:absolute;
    top:0;
    left:0;
    animation:bounce 2s infinite ease-in-out;
}

.double-bounce2{
    animation-delay:-1s;
}

/* Animation */
@keyframes bounce{
    0%,100%{ transform:scale(0); }
    50%{ transform:scale(1); }
}
.navbar-toggler{
    background: #000000;
}
.udhar-hero-wrapper{
min-height:100vh;
background-image:url("https://drharprit.in/UdharNow/images/hero.png");
background-size:cover;
background-position:center;
background-repeat:no-repeat;
position:relative;
display:flex;
align-items:center;
color:#ffffff;
padding:120px 0;
}

/* Lighter overlay */
.udhar-hero-overlay{
position:absolute;
top:0;
left:0;
width:100%;
height:100%;
background:linear-gradient(
90deg,
rgba(0,0,0,0.55) 0%,
rgba(0,0,0,0.40) 40%,
rgba(0,0,0,0.10) 70%,
rgba(0,0,0,0) 100%
);
}

.udhar-hero-content{
position:relative;
z-index:2;
max-width:550px;
}

/* Badge */
.udhar-hero-badge{
background:#16d6a1;
padding:10px 24px;
border-radius:40px;
font-size:15px;
display:inline-block;
margin-bottom:25px;
color:#fff;
font-weight:500;
}

/* Title */
.udhar-hero-title{
font-size:60px;
font-weight:700;
line-height:1.2;
margin-bottom:25px;
}

.udhar-hero-title span{
color:#16d6a1;
}

/* Description */
.udhar-hero-text{
font-size:20px;
margin-bottom:35px;
color:#f1f1f1;
}

/* CTA Buttons Wrapper */
.udhar-hero-buttons{
margin-top:30px;
display:flex;
gap:18px;
flex-wrap:wrap;
}

/* Common Button Style */
.udhar-hero-buttons .btn{
padding:14px 34px;
border-radius:50px;
font-size:16px;
font-weight:600;
transition:all .3s ease;
text-decoration:none;
display:inline-block;
background-color: #fff;
}

/* Primary Button */
.udhar-btn-primary{
background:#19c79a;
color:#ffffff;
border:none;
box-shadow:0 6px 18px rgba(0,0,0,0.15);
}

.udhar-btn-primary:hover{
background:#12a77f;
color:#fff;
transform:translateY(-2px);
}

/* Secondary Button */
.udhar-btn-outline{
background:#ffffff;
color:#222;
border:2px solid #19c79a;
}

.udhar-btn-outline:hover{
background:#19c79a;
color:#fff;
}